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Leases and liability

A suitemate leaves in February. What happens to your rent?

On most shared leases in Toronto, the answer is that it becomes your problem. It depends entirely on how the lease was written.

Bright living area with floor-to-ceiling windows

It is the scenario nobody asks about at the viewing and a fair number of people live through: one of the people you share with leaves, or stops paying. Whether that is an inconvenience or a bill depends on a single detail agreed months earlier.

Joint versus individual, in one paragraph

On a joint lease, everyone signs one agreement for the whole unit. The rent is a single obligation shared between you, so if one person leaves the others are still responsible for the total. Finding a replacement is generally yours to do as well.

On an individual lease, your name is on your room and nothing else. Someone else leaving is the operator's problem to fill, not a gap in your rent.

How it works here

Leases are individual. You pay for your room; if a suitemate leaves we fill it. It is not your bill and not your search.

That structure removes most of what people are actually worried about when they worry about sharing. The rest — noise, dishes, guests — is ordinary and solvable. Money owed by somebody who has already gone is not.

Two more things the lease type decides

  • Who chooses the replacement. On a joint lease you may end up interviewing strangers under time pressure. Here placement is by schedule and sleeping hours, the same as when you arrived.
  • What happens to the deposit. On a joint lease, one person's damage can be everyone's deduction. On an individual lease the $150 key deposit is yours and comes back when your keys do.

What to ask before you sign anything, anywhere

Two questions, and they take a minute:

"Am I signing for my room, or for the whole unit?" and "If someone else leaves, what am I responsible for?"

Ask for the answers in writing. A landlord who will not put it in writing has told you something useful. How it works sets out what signing here involves.

More on roommates

Back to the guide

See what you would actually be signing for.

Come and look at a suite, and bring the two questions above to whoever else you are considering.

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